Accounts and local rails
for financial institutions

Access GBP and EUR accounts, virtual IBANs and eligible stablecoin flows through one secure integration.

Access fiat (GBP, EUR) and stablecoin payment rails through a single integration

Issue named virtual IBANs at scale for automated reconciliation

Dashboard or API access with maker-checker approval

onChain
stablecoin transfers

Capabilities
Virtual IBANs
Payments
CJ Clique
onChain

Capabilities

£

Company-named GBP and EUR accounts for operational payments, treasury and defined client-flow structures with strong controls and reporting.

Explore Capabilities

Built for regulated operating models

Banks & EMIs

Launch GBP and EUR products and access key UK/EU rails from one regulated provider, while keeping onboarding, KYC and servicing in-house.

Digital Asset Providers

Trusted access to fiat within a regulated EMI framework for licensed, compliance-led firms, with optional onChain stablecoin transfers where eligible.

Remittance Providers

Collections and Pay-outs designed for high-volume flows, with transparent controls and scalable reconciliation.

FX Providers

Tailored rails for FX firms requiring high-velocity currency settlement and institutional treasury support.

Why institutions choose Clear Junction

Built by a regulated financial institution for licenced financial institutions

Fiat-first, compliance-first, scale without compromising controls

Proven at volume, millions of vIBANs issued and billions moved across core schemes

One platform, one integration, accounts and vIBANs delivered through a single API

UK and EU rails that matter, built for the corridors
institutions rely on

Fiat and onChain, safely bridged, stablecoin transfers delivered with controls and transaction visibility (for eligible clients)

How it works

STEP 01

Confirm fit

We review your licences, products, customer profile and fund flows against what we can support today, including any onChain scope (for eligible clients only).

Outputs a written scope memo
STEP 02

Design the structure

Accounts in GBP and EUR, single IBAN or vIBAN issuing models, segregation rules and approval thresholds, all aligned to your operating model and reconciliation needs.

Joint design session with our solutions team
STEP 03

Integrate and operate

One API or a maker-checker dashboard. Statements, webhooks, exception handling and an audit trail your auditors can read without translation.

Sandbox in days, production in weeks
STEP 04

Scale with controls

Predictable reporting, named virtual IBANs that grow with you, and an account team that flags corridor and counterparty changes before they affect volume.

Quarterly review of corridors and limits

Eligibility

We work with regulated institutions and licensed, well-managed firms with strong AML/KYC and anti-fraud controls, and fund flows that are transparent and straightforward to explain.

Stablecoin transfers are available to eligible clients only and are confirmed during onboarding, with additional operating controls applied.


Check your eligibility

REGULATED
LICENSED
AML / KYC
KYC AML FRAUD CONTROLS
Eligible
Inbound Applicants

Ready to build on a stronger payments foundation?

If you’re a regulated institution looking to strengthen your GBP/EUR accounts and rails, we’ll help you design the right structure and move to production with confidence.